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What exactly is a Simple Loan?
The U.S. Bank Simple Loan is a fast and convenient method for U.S. Bank checking clients to borrow as much as $1,000 to manage prepared and unplanned expenses.
To get going, merely get on online or mobile banking and find the Simple Loan application from your own bank account menu.
Not really a U.S. Bank checking client? Explore our bank checking account options.
How a Simple Loan works
Simple pricing without any belated costs or prepayment costs.
For almost any $100 borrowed you spend:
$12 charge with automated re payments from your own U.S. Bank consumer bank account
$15 fee with handbook payments
Re re Payment instance
In the event that you borrow $400 and choose automatic repayments, your cost are going to be $48. Youll pay off a complete of $448 in three monthly premiums of around $149.33 each. Your total price to borrow (apr) are going to be 70.65%.
Simple Loan is just a loan that is high-cost other choices are available:
To obtain started heres what youll need.
Log on to online and mobile banking and access the straightforward Loan application website website link from the bank checking account web page.
Our application that is online is and protected.
If youre already a U.S. Bank client, you’ll find the easy Loan application link regarding the bank account web page when logged into on the internet and mobile banking.
We utilize the strongest available encryption to protect any information you send.
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What things to know before you use
What things to understand before you use
What things to understand before you apply
To be eligible to use for a U.S. Bank Simple Loan, candidates will need to have https://badcreditloanslist.com/payday-loans-in/ an open U.S. Bank account that is checking recurring direct deposits. Other eligibility criteria may apply. Eligibility is non-transferable. Loan approval is susceptible to credit and eligibility approval.
Loans and personal lines of credit can be obtained through U.S. Bank National Association. Deposit items are made available from U.S. Bank National Association. Member FDIC.
Loan payment example: in the event that you borrow $400 and choose automatic repayments, your fee may be $48. Youll pay back an overall total of $448 in three monthly premiums of around $149.33 each. Your total price to borrow (apr) will likely be 70.65%.