Pay day loans and credit outcomes by applicant sex and age, OLS estimates

Pay day loans and credit outcomes by applicant sex and age, OLS estimates

Table reports OLS regression estimates for result factors written in line headings. Test of most pay day loan applications. Additional control factors perhaps perhaps not shown: gotten loan that is payday; settings for sex, marital status dummies (hitched, divorced/separated, solitary), web month-to-month income, month-to-month rental/mortgage re re payment, amount of children, housing tenure dummies (property owner without home loan, property owner with home loan, tenant), training dummies (senior school or reduced, university, college), work dummies (employed, unemployed, from the labor pool), national payday loans app conversation terms between receiveing cash advance dummy and credit history decile. * denotes statistical significance at 5% degree, ** at 1% degree, and *** at 0.1% degree.

Payday advances and credit results by applicant sex and age, OLS estimates

Table reports OLS regression estimates for outcome factors printed in column headings. Sample of all of the cash advance applications. Additional control variables perhaps maybe maybe not shown: gotten loan that is payday; settings for sex, marital status dummies (hitched, divorced/separated, single), web month-to-month earnings, monthly rental/mortgage payment, amount of kids, housing tenure dummies (property owner without home loan, property owner with home loan, tenant), training dummies (senior high school or lower, university, college), work dummies (employed, unemployed, from the labor pool), discussion terms between receiveing pay day loan dummy and credit rating decile. * denotes significance that is statistical 5% level, ** at 1% degree, and *** at 0.1% degree.

Payday advances and credit results by applicant employment and income status, OLS quotes

Table reports OLS regression estimates for result factors written in line headings. Test of all of the loan that is payday.Continue reading